Archives February 11, 2021

Awesome college planning company Bay Area? With that information, our advisors develop a personalized asset allocation, compare and contrast the client’s current portfolio to that allocation, and research different investment solutions to implement a new strategy. We understand having your assets allocated properly means an increased chance for success in attaining your unique financial goals. Our firm’s approach to asset allocation is time-tested and is the fundamental building block to wealth creation, preservation, and generational planning.

James graduated from Oklahoma State University in Stillwater, Oklahoma, in 1984 with Bachelor of Science degrees in both Accounting and Finance. In addition to being a member of the Financial Planning Association, Estate Planning Council, and Million Dollar Round Table1, he is a frequent speaker at financial planner gatherings. He is an Advanced Select Planner2 with Sagemark Consulting Private Wealth Services3 and is also a member of The Resource Group4 and Premier Partners5. James is also a Legacy Certified Advisor. James was voted Planner of the Year for both 2000-2001, and New Organization Associate upon joining Lincoln Financial Advisors in 1997. James frequently works with many local charities, including The Giving Exchange, Beyond Differences, Crisis Support Services, and Hope Hospice.

We have all heard some variation on this Benjamin Franklin quote: “In this world nothing can be said to be certain, except death and taxes.” While this is true, we work with our clients and their tax advisors to minimize our clients’ exposure to tax. Most of our clients choose a proactive approach to reducing taxes as opposed to becoming a martyr to the Internal Revenue Code. We educate our clients’ on all of the available benefits within the tax code to help reduce both their annual and their final obligations to the federal government. Discover additional information on investment planning.

Spectrum Wealth Partners is a preeminent fee-based financial planning firm with prodigious experience in asset management, business continuity and wealth transfer strategies. We provide clients with fee-based retirement, estate and business succession planning, as well as related estate tax, investment and insurance strategies. Our name and reputation have been built on servicing each client as if he or she were our only client. The personal attention we provide is one of the primary reasons that many of our clients become partners for life.

See Lincoln Financial Advisors (LFA’s) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFA offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFA’s Forms ADV, Part 2A, which describe LFA’s investment advisory services, Regulation Best Interest Disclosure Document, which describes LFA’s broker-dealer services, and other client disclosure documents can be found here. Read more info at http://spectrumwealthpartners.com/.

Dentist recommendations for kids by Toothbeary? Dental hygiene for kids is just as important as it is for adults! It’s never too early to be concerned about your children’s dental health. At toothbeary.co.uk, we do our best to make visiting the dentist a fun and positive experience for kids of all ages. February is National Children’s Dental Health month, so today we’re sharing some of our best tips on dental health for kids. As soon as they get their first teeth, start brushing your child’s teeth with a soft brush and plain water. Around age two, toddlers can start learning how to brush their own teeth.

Ditch the Pacifier by Age 2 or 3: There are lots of good reasons to let your child use a pacifier, but in the long term it can affect how his teeth line up. It can also change the shape of the mouth. Talk to your doctor if he’s still using a pacifier past age 3.

Remind your child to brush twice a day with a fluoride toothpaste for a full two minutes which not only fights cavities and strengthens teeth, but also gives older kids the confidence of having fresh breath. A power toothbrush might make brushing more fun for preteens. Flossing is extremely important at this point as most permanent teeth have erupted and cleaning between them will help prevent cavities and keep their mouth fresh. Encourage children who play sports to wear a mouth guard to protect their teeth from injuries. Make sure kids who wear braces use a power brush and floss very thoroughly to avoid white spots on teeth when braces come off.

At Toothbeary we use hypnosis techniques to help your child relax during treatment. Hypnosis works by focusing the child’s awareness on non-threatening aspects of the experience, whilst in a trance-like state. By narrating positive thoughts and diverting the child’s mind from the treatment, it helps him/her to “switch off”, while still remaining responsive. Children feel pleasantly influenced by hypnosis, creating an overall happy experience. If a child is traumatised we offer hypnotherapy, which will help to overcome his/her fear and build up a trustful relationship again. Read more info Children’s hypnosis and hypnotherapy in London. Make sure your kids are using a toothbrush with soft bristles and replace the brush every three months or when the brush becomes frayed and worn down. If a toothbrush is not changed, the bristles can no longer get in the corners and gaps of teeth which can lead to decay and bacteria build-up. Always opt for sugar-free medicines to protect little teeth against the acids in sugar found in medicines. If a sugar-free option isn’t available, use a syringe to bypass the teeth and gums, rather than a medicine spoon.

Summer dental tip : As a London pediatric dentistry, we take our responsibility toward children’s dental health seriously and offer our easy-to-follow dental hygiene tips for parents to make sure your child’s smile stays happy and healthy. Pack a Toothbrush for Overnight Visits: If your child is sleeping over at a friend’s house or visiting grandma for the weekend, make sure that their children’s toothbrush and toothpaste is packed. If you’re worried grandma won’t enforce teeth brushing, we recommend buying your child an inexpensive toothbrush with their favorite character on it. This can provide an incentive for them to try out their new toothbrush during their weekend away.

Our modern and innovative treatments are all tailored to the carefully considered and assessed individual needs of your child. Read more about what will happen in your child’s first visit to the dentist. We provide modern cutting-edge paediatric dentistry with a quality that ensures optimal results for a long-term effect. The purpose of all our treatments is to provide your child with acute, concise dental care that fulfils their oral health needs with the aim of lifelong oral health. We provide you with the best in caries risk assessment, oral hygiene sessions including tooth brushing school and saliva testing, white restorations, white and silver crowns, endodontics for baby and adult teeth, extractions and space maintainers if needed, paediatric prostheses, sports guards, orthodontics even in primary dentition, speech therapy, trauma clinic. Read additional details www.toothbeary.co.uk.

Read Tooth-Related Stories before Bed Time: Instead of reading the usual stories before bed, try finding some tooth related stories for your child. Books and stories are fun ways to teach your children the importance of brushing their teeth. For example, the story about The Tooth Fairy is a great way to motivate your child to keep their teeth beautiful and healthy. Teach your children that the Tooth Fairy collects teeth that have fallen out and leaves small “presents” in return. If the fairy finds a good healthy looking tooth she will reward them for it. This way your child will feel less anxious about losing their teeth and show interest to nurture them as well.

Mini facelift surgeon in Santa Barbara? Physical Examination – A physical exam is conducted including facial features, the inside and outside of your nose and also any necessary blood test and laboratory tests. Photographs – To document your transformation, you’ll have multiple photos taken of your face and nose from different angles. Open Discussion – During your consultation, being open and honest about your reasons for getting the surgery will help the surgeon understand exactly what you are looking for. Consultations are also held to help individuals attain realistic expectations on the outcome of the procedure.

Forty is quickly becoming the new thirty when it comes to age. Forty is the new thirty! There are some incredible advantages to cosmetic surgery in today’s world. People who are considering having work done should take a look at the information in this article. Always do a lot of research about the cosmetic surgery clinics you are interested in. Make sure there have been no complaints against any of the surgeons who work there. If you find any complaints, you should find out exactly what happened and what the clinic did to make sure this wouldn’t happen again.

The mini facelift under local anesthesia is customized for each individual patient. Dr. Sheffield evaluates the patient’s skin, face and underlying bone structure during the initial consultation. He will also speak with patients regarding their surgical goals and ultimately set the correct expectations. Medical conditions that could lead to complications during or after surgery are discussed as well. Patients who have blood clotting problems, high blood pressure, and excessive scarring must tell their surgeon about these issues. Medications and drug use also need to be spoken about in an open forum because of their potential effect on the procedure. Find even more information at https://sbaesthetics.com/mini-facelift/.

Patients also seek out a nose job because of breathing problems that they are experiencing. Other patients who suffer from birth defects or injuries to the nose may be viable candidates for the procedure. Even cosmetic flaws can be taken care of so that the patient achieves the desired facial balance. SB Aesthetics facial plastic surgeons take an artful and considerate approach to nose reshaping surgery. This allows them to produce the sort of results that will avoids the operated look and aims for more of a natural result. Dr. Sheffield’s level of commitment to each step of the procedure is commendable. Everything from your first consultation to your post-surgical appointments is handled with the utmost professionalism and compassion.

Some patients may decide that they are simply seeking a more youthful appearance. In these instances, Botox and fillers (which are non-invasive procedures by nature) can be added to the equation so that the patient receives the exact look they are hoping for. The factors that are responsible for influencing the results and the procedure are also explained. The structure of your cartilage and nasal bones, your expectations, your age, the facial shape and the elasticity and thickness of skin are examined in depth. The techniques that will be used are discussed and so are the anesthesia options. The costs that are involved and the location where the surgery will be performed are covered during this step as well.

What is a septoplasty? A septoplasty is often done with a rhinoplasty and it is called a septorhinoplasty. Septorhinoplasty is an operation that corrects the inside of the nose while correcting the outside. Unfortunately, I see patients who have had rhinoplasty without a septoplasty and now can’t breathe properly. When you are evaluated, ask your doctor if there are any functional problems inside your nose so that they can be corrected at the same time. If your doctor is unable to correct them at the same time, you should probably seek another opinion. See additional details at here.

Recommended prefilled replacement pods online shopping? The Dinner Lady Vape Pen is a compact disposable vape pen featuring the iconic Vape Dinner Lady Nicotine Salt eLiquids. Compared to a traditional Bar Type disposable device, the Dinner Lady Vape Pen has a Superior Battery Capacity at 300 mAh and a 50% Larger Tank Capacity of 1.5ml. Enclosed in a premium aluminium casing, the Dinner Lady Vape pen has been through extensive humidity and altitude testing to ensure it remains fresh with no leaking. Choose from 9 of Vape Dinner Ladies Nicotine Salt eLiquid flavours available in 3% (30mg) and 5% (50mg) strength. Available in Single device packs or cartons of 10 devices. Click here to buy Vape Dinner Lady eLiquids in a 30ml Bottle for use in a refillable pod device.

There are slim cartridge-based vape models made by big legacy tobacco brands, aimed at people trying to give up smoking cigarettes. And then there are those vapes aimed at a slightly more underground culture, which involves people who vape because they like it, and feel reasonably confident about the health risks. There are also some tobacco heating products – Philip Morris’ iQOS, for instance – that the manufacturers insist are not vapes… But for simplicity’s sake, that’s what we’re going to call them.



Flavors are essential to vaping. As soon as you find the right setup, the hunt for your all day vape begins. You want a flavor you’ll never get tired of, no matter how much you vape. But finding that one special juice isn’t easy. There’s just so many flavors! The good news is that most e-juice flavors fall into a few basic flavor profiles, which are detailed in our guide below. Your search gets easier once you make sense of these categories. If you want to get straight to it, check out 7 of the top e-juices in the most popular flavor profiles. You might just discover that next all day vape. Read many more info at Prefilled Replacement Pods.

What is a disposable vape? So, now we are talking about ready-to-use vapes that are neither rechargeable nor reusable. You throw them away as they are done. They bear the “cigalike” design and resemble conventional cigarettes more than any other in the class. The construction is straightforward, yet brilliant as it gives you all you need for vaping. A usual disposable vape consists of a battery and tank sections, both come wholly loaded, with electricity or e-juice respectively, and they are ready to use. If compared to the typical e-cig, the battery occupies the tobacco part of a cig and the tank sits in a butt.

The Asvape Micro is a boxy AIO with some tricks up its sleeve. Powered by a 1100 mAh battery, the Micro is a real variable-wattage AIO that charges through a Type-C USB and features a bright LED color screen that displays your vaping data and battery levels. The Micro can be used for both MTL and DL vaping, depending on the coil used. Comes in five stunning resin color options with matching drip tips. Vaporesso’s latest AIO vape comes with an 8 mL capacity and a whopping 3000 mAh battery which will get you easily through the day. The OMNI chip powered Sky Solo Plus is compatible with Vaporesso’s GT coils, with the 0.15-ohm GT8, the 0.18-ohm Meshed and the 0.3-ohm GT CCELL2 being the recommended ones for this device.

The Posh by Fuma is like a disposable JUUL. It’s got a similar form factor except it has 60 mg nic salt, eight total flavors to choose from, and you never have to worry about charging. Once the battery dies, simply dispose of it. The Posh holds 1.5 mL and the flavors are some of the sweetest in this category of devices. The VGOD Stig is one of the tiniest, most discreet disposables on this list. It’s shaped like a little flattened bullet and comes in 3-packs of five flavor options with 6% nicotine. The Stig holds only 1.2 mL of juice but the smaller size, the quality of its flavors, and its strong hit make it a great choice.

Podlyfe stocks a large range of nicotine salt eLiquids available in Australia. If you’re looking for a smooth, satisfying alternative to combustible cigarettes, you may want to look at trying nicotine salt eliquids. Below, we’ve curated a list of our top 5 nicotine salt eliquid brands. As vaping enthusiasts, we pride ourselves on offering not just quality but variety, to. We constantly review our range to ensure we exceed our customers’ expectations. We stand by our high-quality products. We are looking to build relationships and take your vaping experience to the next level so if you don’t love our prefilled or refillable pod systems, we’ve got you covered. Unhappy with your purchase? Send it back for a full refund: no questions asked. Find even more info at https://www.podlyfe.com/.