Category Finance

Expat mortgages solutions right now: The majority of those looking to get on the property ladder will need to take out a mortgage to buy their home. Here is everything you need to know about the mortgage process and how to find the right deal for you. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. What is a mortgage? A mortgage is a loan from a bank or building society that lets you buy a property. It is a secured loan, which means the bank has the right to take back and sell the property if you cannot keep up with your monthly repayments. Discover extra info at Buying Out Sibling from Inherited House.

How do mortgage deposits work? You have to pay for part of the property yourself, and this amount is called the deposit. It is shown as a percentage of the property’s value, so if you bought a house for £200,000, a 10% deposit would come to £20,000. Your mortgage provider will lend you the rest, which is called the loan to value (LTV). In the above example a 90% LTV mortgage would cover the remaining £180,000, which would be the amount you owe your lender.

You can actually use a personal loan to indirectly increase your credit score by making the monthly payments on time. The higher the credit score, the higher the credit limit and lower the interest rates will be. There isn’t much paperwork involved. Fast processing times. It usually takes less than a week for a lender to process your personal loan application, whereas a traditional bank loan may take much longer. Flexibility. Most personal loan lenders allow you to spend funds in whatever way you want, either for a holiday vacation with your family, backing the capital of your business and so on.

What’s an agreement in principle or a mortgage in principle? When you start looking for a property to buy, the estate agents may ask you for a mortgage in principle, or otherwise known as an agreement in principle. A mortgage in principle is a certificate from a mortgage lender confirming how much they will lend you based on your income and outgoings, your credit history and if you meet their lending criteria. Whilst it doesn’t guarantee that a full mortgage application will be approved, it does give an indication that you should be accepted, and it shows that you are serious about buying and ready to start the process. Read additional info at https://www.needingadvice.co.uk/.

Assessment of the Total Cost: Interest is not the only cost associated with personal loans. Some other types of costs include prepayment charges, penalties, and processing fees that you must take into account as well. Assessing such costs will allow you to plan and manage your personal loan better. Interest Rates: Personal loan interest rates are usually high, starting from 11.49% to going as much as 25%. But there is more to it. You will need to ask about and understand the nature of the rate of interest. Most banks offer fixed interest rates but some also offer a reducing balance interest rate. This can significantly affect your monthly EMI to repay the loan.

Adjusted Net Asset Method. An asset-based valuation is very straightforward as long as your balance sheet is in order. All you have to do is add up the value of your business’s assets and subtract the liabilities to get a starting value. This method is best for companies that don’t have a lot of earnings or is losing money. Capitalization of Cash Flow Method. To calculate your business value using this method, you will divide the cash flow from a specific period by the capitalization rate. The capitalization rate of a business is the expected rate of return, which is the rate of return a buyer can expect to earn if they purchase a company. This method is best for valuing mature and stable businesses unlikely to see big swings in the cash flow.

Real estate investment services Turkey from righthome.com.tr: Land with building permits typically has a shorter investment cycle compared to agricultural land (without building permits). Agricultural land in various parts of Istanbul, especially near the Istanbul Canal, is often sold with the unrealistic expectation of generating substantial profits within one or two years. This type of investment usually requires at least 20 years to yield reasonable returns. Full buildings intended for use as hotel apartments should be purchased, invested in, and later sold with the same approach, including furnishing and equipping them. Success in this type of investment is not guaranteed without such comprehensive planning. See additional info on return on investment at Turkey.

The property with two rooms and a hall, its normal price, for example, in Beylikduzu, is 250 thousand dollars within a residential complex that is less than 10 years old. Today, due to weak demand, the owner (instead of postponing the idea of selling because the market is now suitable for buying only and without an urgent need) reducing the price To 200,000 dollars, and when he is unable to sell the property, he lowers the price again to 150,000 dollars, and after he sells, he checks the market to find that the amount he got is not suitable for buying a better property as he thought, then he invests this money in a field other than real estate, and so he loses The most solid and grateful investment sector for him!.

Many beginners in real estate investing in Turkey are looking for quick profit, which makes them rush in their decisions and they often end up in loss. The real estate sector is one of the most growing sectors in Turkey which provides all investors with a good investment return, but the key to success in this sector is time. Investor’s efforts must first be based on understanding the market and then choosing the best property in terms of region and quality. Then wait, as one real estate investment expert says. “Real estate investors are the only ones who make money while they are asleep.”

Flexibility is required when you come across a property that suits you almost perfectly but is slightly above your budget. Also, if your plan is to sell a property you bought three years ago this year, but the market is suffering from inflation and stagnation this year, selling your property despite that will result in the loss of your profits or a significant portion of them. Thus, the time of stagnation is a time for buying new properties at reduced prices or waiting, and it is never the right time to sell your property.

Growing neighbourhoods like Kucukcekmece and Beylikduzu offer all the benefits of city life with easy access to shopping, nightlife and transport links. Yet they eliminate all the hustle and bustle by sitting on the outskirts, therefore providing more of a suburban feel than city dwelling. While the shores of the Bosphorus and areas like Sisli still remain the elite of Istanbul real estate markets, neighbourhoods like Esenyurt and Buyukcekmece with these new branded lifestyle projects are enabling the growing middle class to become real estate investors for less than £100,000 for properties in Istanbul, especially now with the current exchange rate between the Turkish lira and dollar that edges everything to a buyers advantage.

Turkey tourism is one of the top reasons to invest in Turkey. Visited by nearly 3 million people daily, Istiklal Avenue is the beating heart of the city of Istanbul. This 1.4 km long pedestrian walkway houses everything from cinemas to nightclubs and boutiques to cafes. It’s also here that we tried our first Turkish Delight treats and bought some much-needed medication from the pharmacies. If you don’t feel like walking, you can take the historic tram all the way to Taksim Square to view the monument of the republic.

With our previous clients, we were able to achieve 100% profits in less than 3 years through systematic and thoughtful real estate investment through our experience in the market and our studies of the basics of successful investment, you also can achieve a successful investment and achieve profits of not less than 35% through your real estate investment with Right Home. In Right Home, we do not deal with an independent lawyer, but rather we have a legal team consisting of a group of lawyers with experience in the issues of foreign ownership of real estate in Turkey and obtaining Turkish citizenship and who are fluent in the English and Arabic languages, and the interested client is connected to the legal team directly to ask all legal questions related to the process of getting real estate or obtaining Turkish citizenship in its various states. See extra info on https://righthome.com.tr/en.

Our goal in presenting these statistics is to clarify that the number of properties sold in Turkey, of which Turkish citizens constitute 97%, while the share of foreigners is only 3%, as shown in the figure below for the number of properties sold to foreigners in Turkey (compared during March 2021). From this we conclude that the vast majority of real estate was sold in the local market, and this clearly means that the Turkish real estate market is a profitable investment market, otherwise there would not have been an increased demand for new real estate purchases, especially under construction by Turkish citizens (who do not seek citizenship but a net investment 100%).

Right Home is a leading company specializing in real estate consultancy and brokerage. We help buyers to buy and sellers to sell. We provide luxury apartments, smart homes, elegantly designed offices, modern constructions and all consultancy services. Our head office located in Istanbul, Turkey. We are dedicated to giving you the very best experience finding the Right Home! We have a team of real estate consultants, who are available for you for any needs that might arise. The summers in Istanbul are scorching, and the winters here can be snowy. Therefore, the best time to go to Istanbul is during the spring (April – May), during which the sky is clear, and the weather is beautiful. The fall season will also give you a pleasant temperature, so another best time to visit Istanbul is from September to mid-November. Many people come to Istanbul for their summer vacation. The weather during this season is quite lovely, though it can be warm sometimes. And, during the summer, the city is packed with lots of tourists, so it will be more difficult to enjoy all those Istanbul tourist attractions. The rates of hotels in Istanbul are also rocketing during the summer.

The Kartal Real Estate Transformation Project underscores the commitment of local authorities and investors to evolving the region into a forward-looking urban hub, catering to the diverse needs of its residents. The project also takes a keen interest in providing suitable housing options, with an emphasis on creating high-quality residential units and integrated residential facilities. This approach is designed to enhance the overall quality of life and ensure safe and comfortable housing for residents. It is expected that the Kartal real estate transformation project will yield a positive impact on the local economy by promoting commercial activities, tourism, and job creation. This initiative represents a commitment to sustainable development, fostering environmental, social, and economic sustainability within the region. The joint efforts of the local government and investors aim to make Kartal an appealing destination for both investors and residents by enhancing the overall environment and providing essential services and economic prospects.

Passive income using affiliate marketing tips and tricks right now from onlinemoneytake.com: While practically every niche blog will review products to earn commissions, there are blogs that focus only on that (and turn it into art). But why reviews? There are two reasons. Number #1 is the demand. People turn to in-depth reviews made by people with first-hand experience to help them make a choice. Especially if the product is expensive or there are a lot of alternatives. For instance, a single page on the best headphones for 2023 can generate over 12K in organic visits each month, ranking for hundreds of keywords related to headphone reviews. You can get a sense of the demand for this kind of service when you look at the search volume of some keywords in the U.S. alone. Read additional details on Online Money Take.

Everyone by now has a social network they are building (in real life or online), consisting of their family, friends, followers, and colleagues. So, this is the time to utilize your network and invite them. Try your best to offer them and encourage them to sign up for your email newsletter to keep better tabs on you. Another way to get people to sign-up is by creating an exclusive item that they can download for free. It is like another incentive or bonus which they can get instantly by signing-up for your email. This can include anything like worksheets, forms, or any other downloadable resources.

“Unattached affiliate marketing isn’t a genuine business model, it’s for people who just want to generate income,” explains Elise Dopson, founder of Sprocker Lovers. “Our focus for Sprocker Lovers is building community and providing free education around a particular niche first, which in our case is the sprocker spaniel dog breed, and selling second.” Related affiliate marketing: Related affiliate marketing is the practice of promoting products and services you don’t use but that are related to your niche. An affiliate marketer in this case has an audience, whether it’s through blogging, YouTube, TikTok, or another channel. A related affiliate marketer also has influence, which makes them a trusted source for recommending products, even if they’ve never used them before.

There was a time when backlinks were the go-to thing for SEO. Thankfully, things have changed and Google has started placing more importance on contextual links. Links that are embedded within your content and point to contextual text and information are valued. It will give you more traffic, visibility, credibility and authority. You can earn more contextual links by doing the following: Guest blogging, a powerful link building strategy; Getting links from high authority sites that focus on your niche; Attaining editorial links from well-respected magazines like Entrepreneur, Forbes, Inc Magazine; Getting your leadership team interviewed by relevant magazines; Finding broken links on high-quality websites and replacing broken ones with your contextual links.

Initially, the term “search engine marketing” was used as an umbrella term for the process of gaining both paid and free search traffic. Over time, the industry switched to using the term “SEM”, or Search Engine Marketing, solely for paid activities. So, what does this type of digital marketing mean? Search engine marketing refers to a form of digital marketing that aims at increasing the visibility of a website in search engines by using paid methods. In other words, it’s the ads you put out there on Google AdWords and Bing Ads. You can recognize paid search results in Google by the little sign “Ad” at the beginning of the URL. Also, Google puts these pages first in the search results. By combining SEO and SEM, you can drive quality traffic to your website. With the help of search engine marketing, you can put yourself in front of the audience that is actively searching for services and brands like yours.

Look at the outstanding brand name of big companies like Google and Apple, and you will notice the importance of a right brand name. It is crucial to choose the right name for your business, because a simple and unique domain name can lead to better search engine optimization (SEO), and a better chance of being located in the search engine results, so your business can be easily accessed by more customers.

Since there’s no cost to join affiliate programs, you can start making money with an established affiliate product or service without any upfront investment. Affiliate marketing also can generate relatively passive income through commission—the ideal money-making scenario. Though initially you’ll have to invest time creating traffic sources, your affiliate link can continue to deliver a steady paycheck. Successful affiliate marketing offers the potential to significantly scale your earnings without hiring extra help. You can introduce new products to your current audience and build campaigns for additional products while your existing work continues to generate affiliate revenue in the background. See extra information at onlinemoneytake.com.

Instead, several businesses are turning to answer customer requests for chatbots. These AI-and machine learning-powered bots can do one of two things, if not both: Answer queries to customers without ever involving a human being. (According to Intercom, the Business Messaging Network Service, their Response Bot answers almost a third of all questions before they forward it to human.) Give customers a peace of mind that the system has logged their message and that someone will be coming back to them shortly. These chatbots are waiting in the wings for customers to visit the platform, and they can be proactive in obtaining leads as well as the lead background (i.e., Who are you? What are you searching for? How can we help?). They can also offer an on-brand customer service experience without needing you to have a customer service agent on-call at all times.

Guest blogging not only increases the amount of social media shares to your content, it can also boost your follower count and accelerate your lead generation efforts. By contributing to an authoritative blog, you are essentially getting them to vouch for your brand. This makes you look good in the eyes of their followers. In most guest blogging arrangements, you also get to customize your contributor profile. Here you can include links to your social media accounts. All these benefits will make it easier to win your target audience’s trust and turn them into active social media followers. Remember to reward them by posting regular updates and sharing useful information that aligns with their interests.

Property investments experts Turkey with righthome.com.tr: Galata Port Mall is a comprehensive commercial and entertainment complex located within Istanbul’s Galata district, Turkey. This mall is an integral part of the broader initiative to transform the historic Galata port into a contemporary tourist and cultural destination. Built upon the site of the former seaport, Galata Port Mall has undergone extensive renovation and transformation, emerging as a modern and all-encompassing shopping and entertainment destination. The complex features an array of retail outlets, restaurants, cafes, and entertainment spaces. Galata Port Mall provides a distinctive and immersive shopping experience, offering a wide range of products from renowned international brands to local favorites. Visitors are treated to a shopping environment that is both modern and comfortable, complete with enticing offers and discounts. Read extra information on https://righthome.com.tr/en.

Whereas London is already one of the world’s premier cities, the Turkey 2023 vision plan aims to boost Istanbul to equal status, and this gives real estate investors the edge. In 2016, Barnes International also ranked Istanbul as the number one city for potential. Gone are the days, when we buy a house for life. Changing lifestyle habits as well as work and career commitments means selling a house is just as important as buying it. Studies say current generations will own an average of three different houses in the lifetime, hence buyers are also hedging their bets when it comes to selling and that is where the Istanbul real estate market steps up.

Turkey travel is one of the top reasons to invest in Turkey. Also known as Shisha or waterpipe, Hookah lounges are very popular in the city. Dave and I are ardent non-smokers, but to visit Istanbul without giving a Hookah a try would be criminal. Hookahs are flavoured tobacco smoked through a water pipe. It became popular in Turkey in the 17th century and was a status symbol for those in the city. You cannot visit Istanbul without experiencing the weird and wackiness of a Turkish Bath, also known as a traditional hammam. Be prepared to strip down to your birthday suit and have strangers vigorously bath and massage your entire body after a hot steam bath. It can be painful, strange, and heavenly all at once. You may or may not like it, but I can tell you one thing for sure, you will never forget it.

Although it is clear as the sun that Istanbul is the only city where you can resell your property if you choose it correctly, we still receive investors to this day who are eager to buy properties outside Istanbul, tempted by their low prices and investment potential! If the goal is to spend a vacation and you buy a house in Trabzon, Yalova, Bursa, or even Antalya, it seems logical because you are not concerned with the opportunity to resell it later. The problem arises when some investors believe that buying a property outside Istanbul is suitable for high-yield rentals and easy resale in the future. Some even say that they will use the property during summer vacations and rent it out when they are not in the country. However, this idea cannot be achieved because no one wants to rent your property during the eight cold months. Discover extra information at https://righthome.com.tr/.

We heard from some real estate owners in the recent period that real estate investment in Istanbul is a losing investment, and if it’s not been for the goal to obtain Turkish citizenship, they would not have bought real estate in Istanbul. Is this true? Is it necessary to obtain Turkish citizenship to sacrifice $ 250.000 to buy unprofitable real estate? It is no longer a secret to anyone that the real estate market in Istanbul is witnessing continuous prosperity and escalating growth that does not stop or decline. Let us leave the theoretical talk and see the statistics issued by the official Turkish Statistical Centre.

Right Home is a leading company specializing in real estate consultancy and brokerage. We help buyers to buy and sellers to sell. We provide luxury apartments, smart homes, elegantly designed offices, modern constructions and all consultancy services. Our head office located in Istanbul, Turkey. We are dedicated to giving you the very best experience finding the Right Home! We have a team of real estate consultants, who are available for you for any needs that might arise. Istanbul is the capital of Turkey and one of the popular tourist destinations worldwide. The rich culture and glorious history attracts many to visit this one of the largest cities in Europe. Beautiful city Istanbul is a complete historic city where the main attractions are many years old mosques and churches. Some topmost must-see landmarks are Sultan Ahmed Mosque, Hagia Sophia, Topkapi Palace, and Ortakoy Mosque. The traditional Grand Bazaar became an iconic must-visit popular market for tourists in Istanbul. And this market is also one of the largest and oldest markets in the world. Another popular and historical activity in Istanbul is Turkish Baths. There are many hamams or Turkish bathhouses you might like to try for the first time during your trip.

Chasing the market and waiting for prices to drop based on inaccurate news will only result in missing out on investment opportunities. If you have gathered information from multiple professional real estate consultants, it is natural to meet with all of them when you visit Istanbul. We recommend starting with the one you assess as the most professional. Negotiation is a precise and complex process, especially in the Turkish real estate market. Ensure that the most skilled negotiator is someone with extensive experience in the market, who has conducted the most sales transactions and has the best reputation. Do not compromise when choosing a property. If a consultant (often a female consultant) recommends a property that you believe is not suitable for you, do not buy or even reserve the property unless you are 80% sure it is suitable for you. The result we see from our daily experiences is either purchasing an unsuitable property due to the client’s reluctance to contradict the sales representative or reserving an unsuitable property, leading to problems with canceling the reservation and refunding the reservation fees. Sometimes clients completely change their minds due to a situation they encounter.

With our previous clients, we were able to achieve 100% profits in less than 3 years through systematic and thoughtful real estate investment through our experience in the market and our studies of the basics of successful investment, you also can achieve a successful investment and achieve profits of not less than 35% through your real estate investment with Right Home. In Right Home, we do not deal with an independent lawyer, but rather we have a legal team consisting of a group of lawyers with experience in the issues of foreign ownership of real estate in Turkey and obtaining Turkish citizenship and who are fluent in the English and Arabic languages, and the interested client is connected to the legal team directly to ask all legal questions related to the process of getting real estate or obtaining Turkish citizenship in its various states.

The right choice for the real estate company to deal with when buying the property in Turkey is important. Many owners who had a bad experience with real estate companies think that all real estate companies are similar and that the quality of their services is similar and this is not true, which makes many people wishing to own property choose the inappropriate company. The large number of ads on the social networks that encounter owners of interest in Turkish real estate and the huge amount of incorrect information spread about real estate in Turkey.

Choosing the right property from the beginning will make the process of renting it out easier and help you achieve the highest return on your investment. Selecting the right property from the beginning will make the process of reselling it and ending your investment when you want to much smoother. Having a specialized legal team is essential when dealing with the company to protect your investments in Turkey. A real estate agent who does not respond to your logical requirements as part of their after-sales services should not be relied upon for your next investment.

The growth of a business finance professional : Jill Podehl: How Can I Succeed as a Financial Advisor Just Starting Out? Veterans of the financial services business will tell you that the first and most difficult task is to build a book of clients. You might consider using your youth as an asset. Many financial advisors go for a niche clientele. Your niche might be people like you: young, well-paid professionals just beginning to build long-term wealth. These days, a financial advisor is expected to be adept at the software packages most commonly used by advisors and their savviest clients, like MoneyGuidePro and eMoneyPro. Moreover, you need to be looking ahead to see what’s coming that can give you and your clients an edge. If you’re interested in finance and helping people to manage their money better, then becoming a financial advisor represents an attractive career path. There’s plenty of demand in this field and the pay is usually decent, too. Read even more details at Jill Podehl West Palm Beach.

If you don’t learn to manage your own money, other people will find ways to (mis)manage it for you. Some of these people may be ill-intentioned, like unscrupulous commission-based financial planners. Others may be well-meaning, but they may not know what they’re doing, like Grandma Betty, who really wants you to own your own house even though you can only afford one by taking on a risky adjustable-rate mortgage. Instead of relying on others for advice, take charge and read a few basic books on personal finance. Once you’re armed with knowledge, don’t let anyone catch you off guard—whether it’s a significant other who slowly siphons off your bank account or friends who want you to go out and blow tons of money with them every weekend.

The ascent of a financial advisor professional : Jill Podehl: There is a subtext here that we haven’t yet discussed and it’s important that we do. Because while every task the bookkeeping service completes is vital to the financial health of your business, it’s the underlying structure they apply that really makes a difference. You see, bookkeeping services implement—and maintain—a consistent financial process that strengthens the health of your company and helps to create and encourage uniformity in tracking, paying and reporting. The value of this is immeasurable as it insulates your business from many costly and dangerous risks.

Your journey to financial independence won’t always be easy. There will be some tough days, weeks, and even months. Pursuing a goal of financial independence that’s very much tied to delayed gratification is not always fun, but it’s completely doable. Have a solid plan for your finances, be disciplined, and avoid overspending. You’ll find out how great you’ll feel when you really make a concerted effort to stick to your budget. As you work on your finances, you may still make mistakes with your money, and that’s okay. Sometimes you might be unable to resist the urge to buy something that isn’t in your immediate budget. And sometimes you will feel like ripping your entire financial plan to bits because it just doesn’t seem like fun. However, as long as you keep your reasons WHY you want to be financially free in focus and make an effort to rebound quickly from your mistakes, you’ll do just fine. It’s all about assessing the mistakes you made, understanding why you made them and making a plan to avoid making them again. Then, you’ll need to take those lessons and apply them to your future success. See even more details at Jill Podehl.

In the early stages of a company, CEOs get involved in everything. As your growth ramps up, however, you must become strategic with your time. You need to put systems in place for building and scaling a financially viable business while preserving your attention for mission-critical items. As a fractional CFO for growth companies, I help clients navigate this shift on a daily basis, and I’ve found the following tips useful in nearly every situation. Every business leader understands they need a strategy for attracting and converting new leads into customers. But when you’re growing sales on a budget, you need to be creative. Instead of costly ad campaigns or branding strategies, I’d recommend you build strong, reciprocal partnerships first and that you do so as soon as possible. I’m not referring to simple networking. I’m talking about identifying companies with business models that complement your own and approaching them with a win-win proposition. The relationship can be formal or informal, but the key is to offer something valuable in exchange for inexpensive exposure to your target audience.

Jill Podehl West Palm Beach, Florida advices on improving your business financial situation: Organizing your business’ finances means ensuring that it won’t run out of money. In order to do this, it’s essential to plan for your expenses by establishing an emergency fund to cover them. By doing this, you have some money ready to pay your bills when they’re due and demandable. Indeed, it’s a challenging job to get your business finances organized. However, by following the tips mentioned above, there’s no doubt your company will reap many benefits. One of them is the creation of a stable financial future for you as a business owner, your employees, and partners.

Quality business consultancy firms: We are experts in solving organisational problems. We work in partnership with clients to resolve complex strategic, operational, financial and workforce challenges harnessing opportunities and utilising our knowledge & expertise to deliver rapid improvement & sustainable change. We help our clients resolve their most pressing and complex organisational challenges. Regardless of your starting position (whether this be underperformance, stagnation, crisis or distress), we work rapidly & seamlessly to solve problems, enhancing processes and accelerating performance to create stakeholder value. Discover additional info on Operations Excellence Courses. Approved Government Advisors: We are accredited advisors and suppliers to UK and International Governments.

We deliver individual and team leadership capability development programmes, which enhance internal expertise and support self-sufficiency to create winning leaders, effective change management and knowledgeable, capable and empowered teams. Linea supports leaders and team effectiveness, regardless of experience, industry, speciality and locality to unlock the benefits of their personal development for your organisation, helping to realise transformational leadership potential, challenge preconceptions and overcome self-limiting beliefs to make dreams and aspirations a reality.

We are dedicated to assisting businesses transform their operations through our holistic, tailored and commercially efficient change management and business improvement services. No matter what your organisational needs may be, our methods have been proven to help achieve sustainable results and measurable progress. Read on to learn how our change management and business transformation services work, and the specific ways Linea supports organisations in achieving limitless potential.

We have supported organisations applying the Excellence Model for many years, including International Award Winners. Resolving complex challenges & enabling sustainable change: Through our business restructuring, turnaround, transformation and continuous improvement services, we help organisations overcome underperformance to become truly great companies, adept at pursuing excellence through organisational change management, strong stakeholder management & assurance.

Our experienced team understands these issues first-hand and provides focused healthcare change management support to solve problems, drive transformational change and achieve the best possible outcomes for clients and patients. We provide strategic guidance and business transformation support to healthcare organisations to help them redesign and improve processes, ensuring they are truly patient-centric. We achieve this by guiding teams through a significant and carefully balanced programme of system and organisational transformation, to sustainably resolve short and medium-term problems and create a solid foundation for future growth.

It introduces a two-phase strategic change process focused on immediate prioritisation and progression of existing initiatives with clear evidence of return on investment to ensure stabilisation, followed by the development of robust financial restructuring plans (and revised targets, if necessary) focused on strategic and recurrent cost-cutting initiatives to address any adverse variation against the plan. Our business restructuring approach involves a rigorous and frank appraisal of the situation, enabling a robust business turnaround strategy to be devised and implemented, ensuring opportunities are maximised through rigorous management, stakeholder alignment and the deployment of project and process management techniques such as Prince2, Lean and Six Sigma.

The EFQM Model is a globally recognised management framework that supports organisations in managing change and improving performance. Trusted by thousands of organisations worldwide for more than 30 years, the EFQM Model not only remains relevant but continues to set the management agenda for any organisation wanting a long-term, sustainable future. We provide professional interim management resources, enhancing your organisational capacity and capability to support improvement programme delivery.

Linea comprises experts from various disciplines with a shared passion for excellence, commitment to deliver positive results and mutual determination to put clients at the centre of everything we do. Our strength derives from the individual expertise and passion of our people, aligned with the combined capability and energy of our team. We operate in unity, supporting clients to solve complex problems, instil best practice and drive change, across a diverse range of industry sectors, internationally. Discover more details on https://www.linea.net/.

Best benefits when hiring flexible Chief Financial Officer from Sam McQuade CFO of Panterra Finance? A CFO can improve the decision-making process by bringing facts, solid numbers, and asking the right questions. Another benefit to the business owner is the fresh perspective and insights brought by the CFO. This can have the added effect of making life a little less lonely for the entrepreneur. The CFO can be a sounding board and trusted advisor for new ideas and initiatives. Stakeholders such as investors, lenders and creditors react positively to the knowledge that a professional CFO has been retained. This takes on an added degree of importance when looking for outside investment, debt financing or positioning the company for sale. Read even more details on https://www.plurk.com/samueledwinmcquade.

The CFO function is evolving at lightspeed. With digital transformation and societal changes, the CFO role is rapidly turning into one of a “Chief Fiduciary Officer”, which is going beyond the traditional financials to look towards the future and lead long term value creation in a world of many unknown risks. Storytelling is a very powerful tool to engage and energize teams about value creation and potential pitfall areas. The traditional path of CFO usually starts with a solid foundation based on technical knowledge and then after about 15 years, the great leaders earn the coveted title.

Developing the Interim and Fractional CFO Concept with Experience: From the inside looking out, Sam McQuade continued to sharpen his skills and nurture the ideas and mission of Panterra Finance. He spent time in the executive suites of Dell, as a Finance Manager and a Financial Planning and Analysis Manager where he achieved a 400% revenue growth in the Swiss market. Other stops in corporate suites, each of which shaped the final innovative services offered by Panterra Finance.

Before getting into how your business can benefit from a DAO, let’s take a look at some examples of real-life DAOs. Uniswap is a decentralized exchange built on the Ethereum blockchain. It allows users to trade tokens without the need for a centralized exchange. The Uniswap team has created a smart contract that governs the exchange. The smart contract automatically matches buyers and sellers and executes the trades. Anyone with a UNI token can participate in the governance of the Uniswap exchange.

Are you looking to expand your business overseas? Our experts are able to help you at any stage. We will first start by understanding your vision and global tax and cash strategy. Once aligned, we will help execute the financial, legal, compliance and talent solution activities to build your entity and team.

Understanding DAO: Now, suppose the same transaction happens on a decentralized network like the Bitcoin network. There is no central entity here. Both parties can interact with each other directly. The product is transferred from A to B, and $100 is transferred from B to A. This transaction is then recorded on a digital ledger which is available to everyone in the network. So there is complete transparency, and everyone knows that the transaction has taken place. This process of recording transactions on a digital ledger is what we call ‘blockchain technology.’ This is not limited to just financial transactions; it can be used to record any kind of transaction. Now that we know what blockchain is, let’s get back to DAO.

Looking to hire your first CFO or need interim coverage? We provide CFOs for immediate short term objectives and longer term engagements. Customizable with clear pricing so you solve the needs of your business and don’t have to get into a potentially bad solution and expensive full time hire. Along with the core services of C-Suite Level Executives in Finance and a contingent of Fractional CFO talent and experienced Intermittent CFO innovators, Panterra Finance services include: international Business – Experts in Global Tax Liabilities and Cash Flow Strategies, investments and planning. Mergers and Acquisitions (M&A) Advisory – Providing valuations as well as independent perspectives on offers and options. Internal Audits – Independent internal auditors with in-depth reports highlighting risks and vulnerabilities. Risk Management – A worldwide footprint enables Panterra Finance to identify risks and opportunities in the new world economy. Compliance Review – Actionable understanding when entering markets with new rules, regulations, laws and international asset allocation decisions. Read even more information at Sam McQuade CFO.

What Does a Fractional CFO do for a Company? Fractional CFOs most commonly partner with companies to help overcome financial challenges, achieve growth, optimize strategy, implement systems, raise capital, or navigate an audit or transaction. Overcoming Specific Challenges: Fractional CFOs are often brought into an organization when there are financial challenges that the company’s existing team does not have either the skills or manpower to overcome. In many cases, a company does not have an in-house CFO. In some cases, however, the company may have an existing CFO, and the fractional CFO acts as a partner or advisor or helps lead separate projects such as raising capital or navigating an audit.

Financial bank statement tips today: As I’ve discussed before in a post on how to start investing, there is a direct relationship between the percentage of your income that you’re saving (your savings rate) and the number of years it takes you to retire early. When you combine a high yield savings account and a high-interest checking account, you make sure that all of your money is always working for you instead of just sitting there. If you are looking for great high-interest checking and savings accounts, check out Discover Bank at 1.60% APY. They offer free options that can help you make the most of your money. See even more info on fake bank statement.

A financial advisor is a broad term that covers many types of professionals. They may help you manage your investments by facilitating the buying and selling of securities. These individuals include bankers, accountants, stockbrokers, insurance agents, and estate planners. Financial advisors handle a wide range of money matters for individuals and businesses while a financial planner handles more specialized matters.

Demand for gold has also grown among investors. Many are beginning to see commodities, particularly gold, as an investment class into which funds should be allocated. In fact, SPDR Gold Trust, became one of the largest ETFs in the U.S., as well as one of the world’s largest holders of gold bullion in 2008, only four years after its inception.

To keep demand high across generations, Disney Studios carefully restrict the supply of some home release classics. They are locked away in the ‘vault’ for 8-10 years before being released for a short unspecified time. Buy them in this window at normal retail price and you can turn a nice profit when they go off sale for another decade or so. For example, in 2011 you could buy Beauty and the Beast on Blu-ray 3D for just £24.99. In just a couple of years it was on Amazon for a staggering £74.99!

There are both advantages and disadvantages to every investment. If you are opposed to holding physical gold, buying shares in a gold mining company may be a safer alternative. If you believe gold could be a safe bet against inflation, investing in coins, bullion, or jewelry are paths that you can take to gold-based prosperity. Lastly, if your primary interest is in using leverage to profit from rising gold prices, the futures market might be your answer, but note that there is a fair amount of risk associated with any leverage-based holdings. (For related reading, see “Has Gold Been a Good Investment Over the Long Term?”).

The vaccine rollout and large fiscal stimulus have upgraded our conviction in the cycle component of our cycle, value, and sentiment (CVS) investment decision-making process. Global equities remain expensive in early 2021, though the very expensive U.S. market offsets better value elsewhere. Sentiment is close to overbought, but not near dangerous levels of euphoria. The strong cycle delivers a preference for equities over bonds for the remainder of the year, despite expensive valuations. It also reinforces our preference for the value equity factor over the growth factor and for non-U.S. equities to outperform the U.S. market.

Making investing as simple as possible, regardless of your portfolio size, is a sound, research-supported approach. This means holding a few low-cost, broad-market index funds and sticking with them over the long run. For example, you could opt for a total stock market fund, a total international stock fund, and a total bond market fund — otherwise known as the “three-fund portfolio.” The central benefit to holding fewer investments is that once you’ve purchased the funds in the right proportion and set dividends to reinvest, there is no further action necessary other than to rebalance the account once or twice a year. See additional information on https://travelquicks.com/.

Sam McQuade CFO of Panterra Finance talking about fractional Chief Financial Officer advantages in this period of recession? This differs from the services traditionally provided by the external CPA who focuses on audits, reviews, taxes, and compliance work. Although valuable and very necessary, this work is more “backward-looking” in nature ensuring that past events are correctly reported and accounted for. The CFO however, is more focused on the “forward-looking” aspects of the finances, to help chart the course and ultimately navigate the business to success. Discover even more info at Sam McQuade CFO of Panterra Finance.

With technological advances disrupting job descriptions, the organization will have its share of fear and resistance. Given the close collaboration between finance and information technology, the CFO is in a unique position to anticipate the future needs of organization and help mentor people with their reskilling into other growth areas. What else do you think CFOs can be doing now to adapt to the future? I’d be very grateful if you provide your comments and share your thoughts. Thank you!

Developing the Interim and Fractional CFO Concept with Experience: From the inside looking out, Sam McQuade continued to sharpen his skills and nurture the ideas and mission of Panterra Finance. He spent time in the executive suites of Dell, as a Finance Manager and a Financial Planning and Analysis Manager where he achieved a 400% revenue growth in the Swiss market. Other stops in corporate suites, each of which shaped the final innovative services offered by Panterra Finance.

To make you understand it in simple words, let me explain it with an example. Suppose there is a website that allows people to buy and sell products. This website has a smart contract that governs how the transactions will take place. When someone wants to buy a product, they will send a request to the smart contract. The smart contract will then check if the person has enough money to buy the product. If they do, then the transaction will take place, and the product will be sent to the buyer. If the person doesn’t have enough money, then the transaction will not take place.

As you enter each new geography, we help you adhere to the relevant regulatory requirements and stay compliant. In a world that is rapidly changing, we help you identify what that change means for your business and what measures you need to employ to protect it from a range of risks in the new economy.

The most important thing to understand about a DAO is that it is autonomous. This means that it can exist and continue to function without any human intervention. Once the code is written and deployed, the DAO will continue to run according to the code that governs it. This is made possible by the fact that smart contracts are immutable. This means that they cannot be changed or altered in any way once they have been deployed to the Ethereum blockchain. The DAO’s basic idea, while intriguing, is also fascinating, and it represents a point where technology trends such as artificial intelligence (AI), blockchain, and the internet of things (IoT) are coming together to provide fresh possibilities.

Do you want to hire your very first CFO or wanting only some interim coverage? We offer CFOs for urgent short term objectives and longer term engagements. Customizable with fair pricing so you cover your business and don’t have to rush into a potentially bad and expensive full time hire. The Fractional CFO and Interim CFO experiences gained by the executives assigned to these positions throughout Panterra Finance offers them a broad perspective of the dynamic changes in international markets. The part time CFO executives at Panterra Finance have access to worldwide teams that are proficient in and have initiated innovative strategies in projects centered on DeFi, Blockchain, Bitcoin, Ethereum, Crypto, Tokenization, ICO, IDO, and STO services. Discover additional details on Sam McQuade CFO.

A fractional CFO is often brought into a company to help overcome specific financial challenges such as: Cash flow issues; Low gross margins; High expenses; Outgrown existing systems; Need to make cost cuts; Navigating an audit. Create Forward-Facing Financial Visibility: Fractional CFOs are also helpful in optimizing or implementing more forward-facing financial visibility. While many financial professionals such as bookkeepers, accountants, and controllers are tasked with keeping past and current finances organized and well-documented, a CFO focuses on the future.

Sam McQuade CFO of Panterra Finance talking about fractional CFO benefits these days? The answer is to bring in a qualified CFO to work closely with the CEO or business owner. The CFO must embrace the vision, but also translate this into the operational and financial framework to achieve success. Dealing effectively with stakeholders is another key function. This includes managing expectations, presenting financial information, and understanding the varied and legitimate interests of owners, creditors, and lenders. Discover additional info at Sam McQuade CFO of Panterra Finance.

With technological advances disrupting job descriptions, the organization will have its share of fear and resistance. Given the close collaboration between finance and information technology, the CFO is in a unique position to anticipate the future needs of organization and help mentor people with their reskilling into other growth areas. What else do you think CFOs can be doing now to adapt to the future? I’d be very grateful if you provide your comments and share your thoughts. Thank you!

While surveying the landscape of the 21st Century economic climate, Sam McQuade, CFO, CEO and Financial maverick realized that the benefits of the gig economy and off-site personnel had hit the preverbally glass ceiling at the executive floor. Large established companies, corporations and organizations were captive of contracted executives. These executives could be effective and efficient however they could also be playing the game of international finance with obsolete rules, models, and ideas.

The option of working from anywhere in the world is another advantage of a DAO. In a traditional organization, you have to be physically present in order to participate in the organization. With a DAO, you can participate from anywhere in the world. All you need is an internet connection. There are many other examples of DAOs, and there are many different ways in which they can be used. The possibilities are endless, and it is up to the creativity of the developers to come up with new and innovative ways to use them.

We are your ally in managing business risks. In a world that is rapidly changing, we help you identify what that change means for your business and what measures you need to employ to protect it from a range of risks in the new economy.

The last two to three decades have seen a paradigm shift in the lives of almost everyone. The Internet and the web particularly have given a whole new meaning to the way we communicate and interact with each other. Web1.0 was all about connecting people and devices. Web2.0 was all about connecting people with each other. Recent years have seen the development of Web3.0 which is an entirely different ball game. Web3.0 is all about connecting people with machines and devices to create a more efficient and trustworthy internet. This new web is built on the back of blockchain technology which allows for decentralization, transparency, and security. One of the most exciting applications of this technology is the DAO or decentralized autonomous organization. With everything Web3.0, some concepts are harder to understand than others for now. With increased adoption, they will enter the mainstream sooner.

Searching to hire your very first CFO or need interim coverage? We provide CFOs for urgent very short term objectives and longer term engagements. Flexible with clear pricing so you solve the needs of your business and don’t have to get into a potentially very bad and expensive full time hire. Sam McQuade CFO is the Founder and CEO of Panterra Finance. This worldwide Financial Partner Solution services is a leading innovator in the new economy of scale offering a new executive suite model with the Fractional CFO and Interim CFO. The Panterra Finance team with expert Interim CFO executives and Fractional CFO services brings with it a global financial leadership team to the new world economy. Describing Panterra Finance in his own words, CFO Sam McQuade stated : As Founder/CEO of Panterra Finance, I am on mission to help guide businesses to achieve success through thoughtful strategic financial collaboration. Find additional info on Sam McQuade CFO of Panterra Finance.

What Does a Fractional CFO do for a Company? Fractional CFOs most commonly partner with companies to help overcome financial challenges, achieve growth, optimize strategy, implement systems, raise capital, or navigate an audit or transaction. Overcoming Specific Challenges: Fractional CFOs are often brought into an organization when there are financial challenges that the company’s existing team does not have either the skills or manpower to overcome. In many cases, a company does not have an in-house CFO. In some cases, however, the company may have an existing CFO, and the fractional CFO acts as a partner or advisor or helps lead separate projects such as raising capital or navigating an audit.

Andrew Hillman or the ascent of a startup founder expert. You will become more motivated. When you know what you want to achieve, it is easier for you to see the benefits of taking action. Even when the task ahead is not enjoyable; if you can see a clear benefit, you are more motivated to take the necessary action. Discover even more information at Andrew Hillman.

So what does it mean to bring on an individual or family investor in lieu of going the traditional VC route? These individuals often wish to stay in the venture investment game, but desire more transparency to underlying investments than the traditional venture investing experience provides. They also want the ability to cherry-pick the best deals. In addition, they want to avoid paying the typical “2 and 20” — a deal structure that requires investors to pay a 2 percent annual fee (some as high as 3 percent) to the VC firm on top of the 20 percent return on investment. This is why we’re seeing more of the mega-wealthy groups in the region move away from only investing in private equity funds to increasingly working with their family offices to find the right types of direct investments that fit their long-term wealth-generation strategies.

Andrew Jonathan Hillman Texas on on leadership training : Speaking of facilitating training logistics, note that you can reduce your training costs through blended learning. Simply put, fewer trainers for less time, means less expenses for travel, transportation, accommodation, and meals. Of course, neither online training is free of charge; it requires multiple resources and high skill professionals to design and develop high quality online training deliverables. However, you can keep its cost at low levels by taking advantage of the free educational technologies that are available today. All in all, blending different delivering modes in your corporate training can significantly increase your training’s ROI, as reducing traditional training costs can be effectively combined with improved staff performance.

If you aim for the former group, you should consider everything carefully. Some no-tax jurisdictions are changing their policies fast. They are starting to impose taxes and regulations on certain kinds of income and business activities. And some places have a really bad reputation in the business world. These are the ones you should avoid. Bad-reputation jurisdictions would cost you a hard time opening a bank account and running your company. In particular, banks in Singapore or Hong Kong are very concerned about opening an account for companies in tax havens. The same goes with customers and clients. They would also be concerned to do business with your company if it is incorporated in such jurisdictions. Discover additional information on Andrew Hillman Dallas.

Don’t listen to those who tell you you can’t. You know best what you can and what you can’t. You must want to make money on your own in your field. You need to want to sell goods or services to make money. It all depends on what you want and not what others tell you. Do not let yourself be influenced by such negative opinions, but choose to start on the road with positive thinking, which will give you a broader view on all the opportunities that may arise. Wrong! Nobody is perfect and you can’t even do everything perfectly, even if you want it. Mistakes are always a good experience, which can help you in the future and from which you can learn a lot. But be careful not to repeat them, because this is important. Learn how to fix what you have broken so that in the future there are no such errors anymore. Although at first you might be discouraged, don’t do it! Just think about the good side of things and what you can improve at your business through the things you learned from this experience, to make mistakes. Read how to reduce risks when you start a business.

Money counter on Amazon with Ribaostore? Ribao Technology Inc’s bill counters encompass a wide range of capabilities and functionalities. Bill counters such as the 2200 series can quickly and accurately count a stack of sorted single denomination bills and report the number of bills counted (piece counting). The new series includes a value calculator that can total the value of a single denomination stack of bills. The 2885-S can count and determine the value of a stack of mixed denomination bills (value counting). The newer machines can count, value count, sort, face and orient a stack of mixed denomination bills. All Ribao technology (USA) inc bill counters feature add and batch functions to maximize counting efficiency. Varying levels of counterfeit detection capability are available depending on the machine chosen. Discover extra info on Amazon currency counter.

If we talk about QR code payment, 54% of Japanese and 62% of Koreans use this cashless payment method. In Japan, the second most common method is Electronic cash, and 68% of Japanese love using that. The main reason behind the population of electronic cash is the high popularity of transportation IC cards in Japan and also, and it is mentionable that several convenience stores and supermarkets also support transportation IC card payments. Now, if we look at the amount that people of these countries usually pay by using QR code payment, we’ll see that 59.2% of Japanese people are noted to pay less than 1000 yen, which is higher than 33.7% of Chinese and 50% of Korean people. It is also notable that 34.9% of Chinese people have paid more than 10,000 yen compared to 12.9% of Koreans and 1.9% of Japanese people. So, it is quite clear how popular QR code payments are in China. Chinese and Koreans use QR code payment for large transactions as well, whereas Japanese people have faith in small transactions by using QR code payment methods.

Counting the number on the cash register : If you are counting the number on the cash register, you are actually ensuring that you have received the exact amount right from the register. However, what to do if you entered the wrong amount incorrectly, right at the beginning? Then the displayed amount on your cash counter will be wrong as well, which means you will also return the wrong change amount to the customer. This method reduces the chances of ending up with the wrong deal. For instance, the total sales amount is $8.64, and the customer handed you a $10 bill. Now you do not need to have an idea of what the change should be, i.e., you do not have to do any subtraction to understand the total due. All you must do is start counting up from the sales amount, i.e., $8.64.

Technological advancements have led to the development of new methods of counting money. It is presently possible to transfer money via electronic forms like online money transfer portals. For instance, you can send or pay money for goods and services via your credit card or mobile phone. In addition, it is also possible to send money to one’s bank account or even withdraw the same electronically. With time, more and more businesses are now adhering to this electronic mode of payment. For instance, online stores can effectively operate via electronic payment techniques like credit cards, direct bank transfers, or online money software like Mastercard and PayPal.

Using our self-developed ACR technology. We have developed 100+ currencies, the scope of the sales covers 55 markets worldwide, and we are equipped with a complete after-sales department in the United States. Our machines have extremely Effective anti-counterfeiting technologies against fake banknotes, especially super dollars. It can avoid a lot of unnecessary losses for your business. There should be no errors in the work done by government agencies, and that’s why the government agencies need the best money counter machines to deal with this huge amount of cash debited by the citizens for several purposes and documentation. Discover even more info on https://www.amazon.com/RIBAO-Denomination-Professional-Effective-Counterfeit/dp/B08HMQT31J.

This highly-secured machine comes with bank-grade counterfeit detention 2CIS/UV/8MG/IR to eliminate the risk of counterfeit money acceptance. It is an unavoidable part of money counting nowadays. Not only the US dollar but also this single money counting machine can count up to 32 currencies which makes it one of the most efficient money counting machines in the recent market scenario. This machine comes with every feature needed to count a huge amount of money in today’s scenario. As it has a unique feeding system, you don’t have to worry about jammed or flying bills. Also, the core HD high-frequency image sensor supports 200 DPI high-resolution image collection within 30ms. It offers more speed than 98% of money counting machines available in the market. It can read US serial numbers at 1200pcs/min, which is amazing.

Banknote counter wholesale provider with Ribaostore? Front- vs. Back-Loading Machines: Both types of machines feature loading hoppers on the top of the machine. The difference between front- and back-loading machines is the orientation of how bills are placed in the hopper. A front-loading machine requires the bills be placed into the hopper in a horizontal stack (i.e. placed flat face-up or face-down). Bills are placed into the hopper of a back-loading machine in a vertical stack (i.e. face-forward on its side). Front-loading machines offer the benefit of being able to add bills while the machine is counting which speeds up the counting process. Back-loading bill counters must first completely cycle through a stack before more bills can be added to the hopper. Discover additional details on currency counter machine.

It offers several unique and high-quality features. For example, one can use the accumulation mode of this machine for daily inventory. It is an extremely smart machine that can precisely record the serial number of each bill to make the process of money tracking easy and accessible. Not only bill counting but also it can efficiently count coins. Using the face value recognition function offers an improved efficiency of coin counting that is simply unmatched.

It is obvious that the biggest concern of people in China, Japan, and Korea is security while using cashless methods and to increase the popularity of cashless transaction methods, the governing bodies of these countries have to take essential steps to promote the cashless methods and also, they need to ensure that the methods are completely safe. The popularity of cashless transaction methods will only increase if the users are 100% sure about the safety and security of those methods. On the other hand, we also can say that a potential instability can get created among these countries based on cashlessness in the near future as we can clearly see that China is getting more and more cashless over the years, where Japanese people still have faith in cash transactions. According to some economic analysts, this scenario can cause future instability. Some countries will go completely cashless, and some countries will still use cash as the main transaction method. It is also estimated that it can affect market of money counter machines, and the tourism of those countries across the globe as well.

Before the era of computerized cash registers and calculators, people had to manually count change. Likewise, even today, with technological advancements in place, you can still end up in a situation where you might not find the register working properly, or maybe you have ended up entering the wrong amount. In either situation, manual counting is what you have to restrict to. Counting backward is a very easy way to make sure that you offer the exact change- not a penny extra, not a penny less. If you are not aware of how to receive or give change, then you will not be sure that you have been given the right amount or whether the person you are dealing with tried to cheat you or made an error.

Currency sorter or money discriminator and currency counter have a similar name but are meant to serve two different purposes. A currency counter is meant for counting your cash- both paper currency and coins whereby you have to feed cash into the machine, and it tallies the same for you. Depending on the features of the model that you are buying, they are able to sort bills of different denominations, with slight variations in the hopper size and speed. Adding on, some currency counters come with features available with the features of currency sorters as well and even help you to count and separate mixed bills. For instance, they can separate the fives from the tens while counting at the same time. On the other hand, some models can double as a safe vault for your cash storage. Some modern currency counters available at www.ribaostore.com are equipped with counterfeit detection features.

Using our self-developed ACR technology. We have developed 100+ currencies, the scope of the sales covers 55 markets worldwide, and we are equipped with a complete after-sales department in the United States. Our machines have extremely Effective anti-counterfeiting technologies against fake banknotes, especially super dollars. It can avoid a lot of unnecessary losses for your business. There should be no errors in the work done by government agencies, and that’s why the government agencies need the best money counter machines to deal with this huge amount of cash debited by the citizens for several purposes and documentation. Read more info on https://www.amazon.com/RIBAO-Denomination-Professional-Effective-Counterfeit/dp/B08HMQT31J.

Best car insurance services by Alamo Auto Insurance Houston? It’s unlikely that you will move to a different state simply because it has lower car insurance rates. However, when planning a move, the potential change in your car insurance rate is something you will want to factor into your budget. Dropping certain types of coverage can be a slippery slope. After all, nobody can predict if or when an accident will occur. However, if you are driving an extremely old automobile that’s on its last legs, it may make sense (depending on the cost, your driving record, and other factors) to drop collision or comprehensive coverage. The reason for this is that were the vehicle to be involved in an accident, the insurance company would likely total the car. If the value of the car is only $1,000 and the collision coverage costs $500 per year, it may not make sense to buy it. See even more info at Alamo Auto Insurance Houston TX. You can visit the company HQ at 911 Federal Rd Houston TX 77015.

Although auto insurers use similar factors like age, driving history and location to calculate your car insurance costs, they weigh these factors differently. That’s why it’s important to compare rates. To analyze the importance of shopping around, Alamo Auto Insurance compared rates for 35-year-old drivers buying full coverage insurance. We found that costs vary by hundreds of dollars a year. In fact, good drivers with good credit can save more than $150 a month, on average, by switching from the most to the least expensive insurer in their state. And savings can be even bigger for drivers with a recent at-fault accident or poor credit — almost $250 and $400 a month on average, respectively.

Alamo Auto Insurance 2022 insurance tips : Because of car prices and the high cost of medical care, the minimum amounts might not be enough to pay all of the other driver’s costs if you’re in an accident. Other drivers could sue you to collect the difference. Consider buying more than the basic limits to protect yourself financially. Liability insurance doesn’t pay to repair or replace your car or to treat your injuries. Other types of coverages such as personal injury protection, uninsured or underinsured motorist, medical payments, collision, and comprehensive – can help you pay for these expenses.

While some things that affect car insurance rates–such as your driving history–are within your control others, costs may also be affected by things like state regulations and state accident rates. There are a number of strategies you may use to save on car insurance. Once you know how much is car insurance for you, you can put some or all of these tactics t work. Take Advantage of Multi-Car Discounts If you obtain a quote from an auto insurance company to insure a single vehicle, you might end up with a higher quote per vehicle than if you inquired about insuring several drivers or vehicles with that company. Insurance companies will offer what amounts to a bulk rate because they want your business. Under some circumstances they are willing to give you a deal if it means you’ll bring in more of it.

Alamo Auto Insurance Texas 2022 vehicle insurance recommendations : Breaking the Laws: Not only is driving without a policy risky, it’s also very difficult to get away with because of the verification programs. All Texas Department of Transportation departments and law enforcement officers will have access to policyholder information, which means the status of your plan can easily be verified. If your policy is canceled or lapses for any other reason, you will hear from the Department of Transportation and have to submit proof of current insurance. Failure to do so may result in the suspension of your driver’s license and registration. To lift the suspension, you must provide proof of current liability coverage and pay the reinstatement fee of $175-$350. Read even more information at alamo auto insurance.

Financial trust funds blockchain tech news and advices by Antoun Toubia today? Protecting money, property and other precious assets is now a faster process than ever before thanks to the launch of pioneering new digital platform The Swedish Trust. Designed using state-of-the-art blockchain technology and cryptocurrency systems, The Swedish Trust is a wealth management platform that redefines how assets are protected and allocated – removing complex paperwork whilst adding extra layers of security. Read even more details on Antoun Toubia.

IPOs are highly regulated and scrutinized by government organizations such as the SEC, while ICOs are largely unregulated. Although IPOs are funded by generally more conservative investors anticipating a financial return, ICOs may receive funding from risk-tolerant supporters keen to invest in a new, exciting project. An ICO differs from a crowdfunding event because it offers the possibility of financial gain over time, whereas crowdfunding initiatives receive donations. ICOs are also referred to as “crowdsales.”

Financial regulators from Australia, the U.K and a long list of other countries also issued warnings to retail investors about the potential hazards of participating in these potentially fraudulent offerings. South Korea and China decidedly imposed complete bans on ICOs around the same time, while Thailand issued a temporary ban on token offerings a year later as regulators drafted up a new legal framework. Despite the widespread regulatory concern regarding ICOs, there is yet no global consensus on passing blanket laws – or amending existing ones – to protect investors from flimsy or fraudulent token sales.

Even if anyone can establish and launch an ICO, that doesn’t mean everyone should. So if you’re thinking about organizing an initial coin offering, ask yourself if your business would substantially benefit from one. ICO activity began to decrease dramatically in 2019, partly because of the legal gray area that ICOs inhabit.1 Investors can research and find ICOs in which to participate, but there is no surefire way to stay abreast of all the latest initial coin offerings. You can use websites like TopICOlist.com and websites that compare different ICOs against one another. The Securities and Exchange Commission (SEC) can intervene in an ICO, if necessary. For example, after the creator of Telegram raised $1.7 billion in an ICO in 2018 and 2019, the SEC filed an emergency action and obtained a temporary restraining order, alleging illegal activity on the part of the development team. In March 2020, the U.S. District Court for the Southern District of New York issued a preliminary injunction. Telegram was ordered to return $1.2 billion to investors and pay a civil penalty of $18.5 million.

This is the most common way of earning money from blockchain currencies. Most investors buy coins such as Bitcoin, Litecoin, Ethereum, Ripple, and more and wait until their value rises. Once their market prices rise, they sell at a profit. This investing strategy requires one to identify more stable and volatile assets that can shift in value rapidly, resulting in regular profits. Assets such as Bitcoin and Ethereum have been known to maintain regular price fluctuations; they can, therefore, be considered a safe investment in this regard. However, you’re welcome to trade any asset you feel is going to rise in value; all you need to do is to analyze each asset you invest in before committing to HODLing it. Also, you don’t need to buy the most expensive assets for you to make profits. There are thousands of small altcoins that have decent price shifts; consider having a mix of all coins that have a promising future value and are not just popular in the exchanges.

Ethereum’s ICO was one of the first real success stories using this relatively new type of fundraising mechanism, raising $15.5 million in 2014. Fifty million ether tokens (ETH) were sold at $0.311 each, and on May 12, 2021, it hit an all-time high of $4,382.73, offering investors a 1,408,903% return on investment. Now not only is it one of the most valuable cryptocurrencies, but it has enabled an entire ecosystem of decentralized applications (dapps) to blossom from its technology.

Initial coin offerings are a popular way to raise funds for products and services usually related to cryptocurrency. ICOs are similar to initial public offerings, but coins issued in an ICO can also have utility for a software service or product. A few ICOs have yielded returns for investors. Numerous others have turned out to be fraudulent or have performed poorly. To participate in an ICO, you usually need to first purchase a more established digital currency, plus have a basic understanding of cryptocurrency wallets and exchanges. ICOs are, for the most part, completely unregulated, so investors must exercise a high degree of caution and diligence when researching and investing in them.

Antoun Toubia about wealth funds : How Funds Work? Individuals, businesses, and governments all use funds to set aside money. Individuals might establish an emergency fund—also called a rainy-day fund—to pay for unforeseen expenses or a trust fund to set aside money for a specific person. Individual and institutional investors can also place money in different types of funds with the goal of earning money. Examples include mutual funds, which gather money from numerous investors and invest it in a diversified portfolio of assets, and hedge funds, which invest the assets of high-net-worth individuals (HNWI) and institutions in a way that is designed to earn above-market returns. Governments use funds, such as special revenue funds, to pay for specific public expenses.

Best rated blockchain ICO news and tips and tricks by Gary Baiton? ICO stands for “initial coin offering,” and refers to a formerly popular method of fundraising capital for early-stage cryptocurrency projects. In an ICO, a blockchain-based startup mints a certain quantity of its own native digital token and offers them to early investors, normally in exchange for other cryptocurrencies such as bitcoin or ether. As a type of digital crowdfunding, ICOs enable startups not only to raise funds without giving up equity but also to establish a community of incentivized users who want the project to succeed so their presale tokens rise in value. Find additional information at Gary Baiton.

Initial Coin Offering (ICO) vs. Initial Public Offering (IPO): IPOs raise money for companies seeking funds from investors and result in the distribution of shares of the company’s stock to investors. For ICOs, crypto companies raise funds through the sales of coins or tokens. In both cases, investors are bullish about the company or the cryptocurrency and invest based on the belief that the asset’s value will increase over time. The primary difference between an ICO and an IPO is that investing in an ICO doesn’t secure an ownership stake in the crypto project or company. ICO participants are gambling that a currently worthless currency will later increase in value above its original purchase price.

Risks of investing in ICOs: Any token sold via an ICO is considered a high-risk investment. The market is still under-regulated, scam ICOs are rife and investors have no protection if an ICO fails or turns out to be fraudulent. A 2018 Satis report prepared for Bloomberg stated almost 80% of ICOs at the time were believed to be fraudulent sales. For anyone looking to participate in an ICO, it’s important to include the following in your due diligence process: Review the project’s team to see if they have demonstrable experience creating successful businesses. Ideally, team members should also list their social media accounts so they can be contacted.

Who Can Launch an ICO? Anyone can launch an ICO. With very little regulation of ICOs in the U.S. currently, anyone who can access the proper tech is free to launch a new cryptocurrency. But this lack of regulation also means that someone might do whatever it takes to make you believe they have a legitimate ICO and abscond with the money. Of all the possible funding avenues, an ICO is probably one of the easiest to set up as a scam. If you’re set on buying into a new ICO you’ve heard about, make sure to do your homework. The first step is ensuring the people putting up the ICO are real and accountable. Next, investigate the project leads’ history with crypto and blockchain. If it seems the project doesn’t involve anyone with relevant, easily verified experience, that’s a red flag.

As blockchain has expanded into the mainstream consciousness, so has the opportunity to work in the blockchain industry. You could work for any of the hundreds of blockchain currencies themselves, or for other companies or industries looking to take advantage of the blockchain boom. In addition to developers, blockchain companies need to hire for all the other roles of a growing business, including marketing, human resources, and cyber security.

How an Initial Coin Offering (ICO) Works: When a cryptocurrency project wants to raise money through ICO, the project organizers’ first step is determining how they will structure the coin. ICOs can be structured in a few different ways, including: Static supply and static price: A company can set a specific funding goal or limit, which means that each token sold in the ICO has a preset price, and the total token supply is fixed. Static supply and dynamic price: An ICO can have a static supply of tokens and a dynamic funding goal—this means that the amount of funds received in the ICO determines the overall price per token. Dynamic supply and static price: Some ICOs have a dynamic token supply but a static price, meaning that the amount of funding received determines the supply. Read extra info at Gary Baiton.

Quality Moneymunch reviews and commodity trading tips? Day trading is the act of buying and selling a financial instrument within the same day or even multiple times over the course of a day. Taking advantage of small price moves can be a lucrative game if it is played correctly. Yet, it can be dangerous for beginners and anyone else who doesn’t adhere to a well-thought-out strategy. Not all brokers are suited for the high volume of trades day trading generates. On the other hand, some fit perfectly with day traders. Check out our list of the best brokers for day trading for those that accommodate individuals who would like to day trade. Below, we’ll take a look at ten day trading strategies for beginners. Then, we’ll consider when to buy and sell, basic charts and patterns, and how to limit losses. Read extra Find more details on https://fb.me/moneymunchreview.

Trading practice shows that in any market and assets (currency pairs, stocks, futures) up to 80% of transactions open on the trend end in profit. And for binary options signals with a predetermined expiration time, the presence of an explicit price direction is mandatory. Let’s start by defining what a trend is: Uptrend or «bullish». Each next price maximum (top) and minimum (trough) is higher than the previous one. Downtrend or «bearish». Each next max/min is lower than the previous one. To simplify the analysis, trend lines are plotted on the chart after at least three max/min. Training courses binary options for newbies recommend opening trades only in the direction of the main trend.

High quality Moneymunch review and FOREX trading guides right now? FX Signals is an industry leader when it comes to thorough market analysis and computation of winning forex signals. The brand has over the years built a solid reputation of reliability through the consistent delivery of highly accurate forex signals that can be used for both manual and automated trading. This repute is further fueled by FX Signals emphasis on proper risk management practices with tips accompanying every forex signal they send to their subscriber list. This is reflected on the fact that all their trading signals will be indicative of not just the best trade entry and exit prices but also solid risk management features as the stop loss and take profit levels as well as the recommended minimum investment amounts. The Forex signal service provider is also constantly monitoring the markets for drawdowns and will send out emergency alerts calling for the liquidation of these trades should they sense a market downturn mid open trade.

The best Forex traders swear by daily charts over more short-term strategies. Compared to the Forex 1-hour trading strategy, or even those with lower time-frames, there is less market noise involved with a Forex daily chart strategy. Such Forex trade setups could give you over 100 pips a day due to their longer timeframe, which has the potential to result in some of the best Forex trade setups and potentially some of the most successful trading strategies around. Daily Forex strategy signals can be more reliable than lower timeframes, and the potential for profit could also be greater, although there are no guarantees in trading. Traders also don’t need to be concerned about daily news and random price fluctuations. The Forex daily strategy is based on three main principles.

Best Moneymunch review and stocks trading tricks right now? As vital as research, blogs, videos, and webinars are for learning Forex trading, Moneymunch is offering virtual training for aspiring traders! With our proprietary trading indicators and our best in the business one-on-one training, we are confident that you will learn all of the necessary tools, tips, and tricks of Forex, and transform into a fantastic trader. You can start your 30-day introductory trial today for only $1! No contracts to sign, no recurring payments, only a one-time charge to become your own boss and earn additional income. As aforementioned in this blog, once you are trained through our program, we will provide you with company money that you can trade to become better equipped at trading on Forex. Registering has truly never been easier! Sign up for your Moneymunch Introductory Trial now through our website to earn money, gain independence, and take charge of your life.

The relative strength index, or RSI, is an oscillator that attempts to measure excessive sentiment in a trending stock. If a stock reaches 70 out of 100 on the RSI, it is considered to be ‘overbought’ and likely due for a correction. Conversely, a stock is considered oversold when the RSI is below 30. Many trend traders use the RSI to capture the last few stretches of a strong trend. For example, a stock with a strong trend and an RSI of 60 likely has a little more way to go before stopping or correcting downward. The RSI is considered to be one of the best complimentary indicators available for trend trading.

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Business owners today have got more important things to do than keep track of their own books. This is where they need good quality accounting services that can help manage their business better. A lot of businesses today are hiring bookkeeping and accounting services, which provide them with top-notch financial services and ensure that the business runs smoothly and efficiently. An accounting service can help in a lot of ways, since they allow you to run your business effectively, whilst you generate profits.

FreedomTax is an accounting firm like no other. We offer outstanding accounting services with a family presence, reaching out to help those in need. We are committed to providing professional, accurate, and comprehensive accounting and tax services to our community. Our payroll solutions streamline your payroll process, improve productivity and simplify administration. We manage the time-consuming tasks of payroll processing and employee payroll tax filing so you can focus on running your business.

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Starting a business during an economic downturn is not something you see every day. But by God’s grace is how Freedomtax Accounting was started. We felt it was our mission to honor God with the talents, and skills we have been given. Our founders embarked on opening a full-service accounting and tax firm that didn’t just merely offer tax and business services, but to create a professional environment that honors God, and a place filled with peace and genuine care for the lives of the individuals that entered our office doors. Each staff member has different talents, and resources to offer businesses that are starting up, or just for anyone looking for help.

Applying for an ITIN is not optional. Effective November 4, 2003, all buyers and foreign sellers of U.S. real property interests are required to provide their names, addresses, and US tax identification numbers on withholding tax returns, applications for withholding certificates, and notices of non-recognition, or elections under sections IRC 897(i) when disposing of a U.S. real property interest. Not to worry! Our team has three certifying agent on staff. We can certify your identity and complete all the necessary applications for you to obtain your US tax payer identification number fast and safe. Discover additional details at https://freedomtaxaccounting.com/.

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One of the best advantages that you can get with us is our high-class tax planning services. We ensure that you have no room for complaint and get complete satisfaction in all of our tax services. We believe in meeting the expectations of all of our clients, so make sure that you come to us for the very best tax services in the industry. At Freedomtax Accounting, our tax planning services guide our clients through a full range of tax planning and tax preparation decisions with strategies that minimize your tax liabilities, maximize your cash flow, and keep you on track to your financial goals. Our tax consultant’s expertise, experience, analysis and thorough research allow us to optimize?financial opportunities to be found in existing, as well as recently altered tax laws.

If you are looking for a reliable and quality firm to manage your finances then you should definitely get in touch with us at 407-344-1012, or via email at info@freedomtaxfl.com. We have been in the industry for quite some time and have got the experience and the expertise when it comes to offering high-class accounting services to our customers. We also provide consultations to all of our customers and make sure that they are able to get the best possible services in the industry today.

FIRPTA stands for the Foreign Investment in Real Property Tax Act of 1980. Contrary to popular belief, this act is not a tax at all, it’s a withholding. Just as the title implies, this withholding was designed to ensure that foreign owners of US property pay their share of taxes on the profits (or gain) when they sell. The IRS rules place the responsibility for withholding potential income tax due in the amount of 15% of the purchase price on the buyer of the real property from a foreign entity. The real property becomes the security for the IRS to ensure that they receive taxes that are due to them. If the payment is not made by the buyer, the IRS can seize the real property (or other assets of the buyer). The buyer should withhold 15% of the gross purchase price unless an exception applies and the withholding can be reduced. All funds must be submitted in a timely manner. The amount withheld must be submitted within 20 days following the day the closing took place. If a withholding certificate was applied for, any required funds must be submitted within 20 days of the withholding certificate notice.

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Our founders are Julian Vasquez, and his wife Irma Vasquez. After 10 years of accounting, and tax experience in another CPA firm in Central Florida, they opened Freedomtax Accounting in 2008 going door to door to get work. It wasn’t easy, but God’s favor allowed them to open a location, and within the first year expanded to an office double the size of their first location. At the present time, Freedomtax Accounting is grateful for God’s favor, and grace that has allowed us to prosper in these tough economic times. We are able to represent and help individuals, and corporations with any accounting, and tax problem in all 50 states in the USA. Because of our growth we have had to quadruple our office space at our Kissimmee location, we have expanded our staff to 13 accounting and tax professionals, developed graphic design, marketing consultation, and immigration services departments, and plan to open a second office location in Orlando. At Freedomtax Accounting, we are always reviewing our services to better serve our clients and community. See more info at https://freedomtaxaccounting.com/.

PassYourChallenge FOREX proprietary firm challenge test passing software firm? Using this system we finally received our first $100K funded account in 2020, and since then we’ve helped over 300 traders do exactly the same thing by leveraging our automated system and passing the FTMO challenge for them. Once the Challenge + Verification are passed, You can keep using this same system to literally generate you passive income from the financial markets from your funded account. One of the FASTEST ways to start making a living from trading is getting your hands on a funded account, this allows you to trade larger capital that you wouldn’t have access to otherwise. Find more information at PassYourChallenge.

PassYourChallenge about trading practices (especially FOREX) : As long as the price moves in the cloud (or near it) – the market is in a lateral position (flat), and its boundaries will be dynamic resistance/support levels. If price moves above the upper border of Kumo, the trend goes up, if it goes beyond a lower border, it is bearish. Tenkan-sen line is considered the same trend indicator. Kijun-sen line shows the probability of a trend change. The intersection of this line of the price chart means a near reversal. First signal. The Chinkou Span line breaks price chart: from the bottom – top, opens the CALL option, from top-bottom – open PUT option. Second signal. The Tenkan line leads Kijun-Sen from bottom to top (Golden Cross) – open CALL-option, if from top-bottom (Dead Cross) – open Put-option. Third signal. We reason the same way: crossing the Senkou-A line with Senkou-B line from bottom-up is CALL-option, from top-down the PUT-option.

As of recent, the boom regarding Forex trading has become more and more prevalent. With this new way to learn a new skill and make profit, PassYourChallenge has become a no-brainer for tons of entrepreneurs. Learning a new skill can oftentimes be somewhat of a task, but with these tips and tricks the hope is that you can get to trading as quickly as possible! When learning the ropes of how to exactly do Forex Trading, here are some best practices: Do your research and learn about how markets work Like with anything new, before embarking on your journey with Forex Trading, becoming as prepared as you can is always a great idea. Do your research on specific terminology, as well as the foundation of what Forex trading is all about – buying and trading. It is also important to distinguish what your limits are when it comes to trading. By analyzing your current financial situation and establishing where your limits are, you can effectively keep yourself on track when it comes to profits and potential losses.

PassYourChallenge aboutintraday FOREX trading : Day strategies are the favorite type of trading for novice traders. Brokers have no problems with day trading, which cannot be said about scalping. Price noise is partially smoothed out (there are no local chaotic two-way movements), wave patterns are discernible. And most importantly, you don’t need to make hasty decisions, but at the same time, you don’t have to wait long for the result.

PassYourChallenge about FOREX robots : Most of these are developed to work on the MetaTrader 4 platform as expert advisors where they use complex mathematical algorithms to monitor the markets, major news and announcements as well as price actions in determining the best points at which to enter or exit the market. Ideally, they were meant to help both beginners and experienced international currency traders maximize their returns on investments and automate their trades fully or partially. But regardless of your level of exposure to the forex trade, you need to fully familiarize yourself with the type of forex robot and how it works before forking out cash for its acquisition or subscription.